Discover It Cash Back Card: Maximize Cash Rewards with Rotating Categories
The Discover It Cash Back Card offers a unique opportunity to earn 5% cash back in rotating categories each quarter, making it perfect for maximizing rewards on everyday spending.
By: Happen Place
5% Cash Back in Rotating Categories
Earn 5% cash back on select categories that change each quarter, like groceries, gas, and online purchases, up to $1,500 per quarter.
Unlimited 1% Cash Back on All Other Purchases
Get 1% cash back on all other purchases, giving you rewards on everything you buy.
First-Year Cash Back Match
At the end of your first year, Discover will match all the cash back you’ve earned, effectively doubling your rewards.
No Annual Fee
Enjoy cash back rewards and all the benefits of the Discover It Cash Back Card without paying an annual fee.
Why Choose the Discover It Cash Back Card?
The Discover It Cash Back Card is perfect for those who want to maximize rewards on everyday spending. With 5% cash back on rotating categories and unlimited 1% on all other purchases, it provides flexible earning opportunities. The Cash Back Match for new cardholders effectively doubles your first-year rewards, making it one of the most competitive cash back cards on the market. Plus, with no annual fee, you can keep your earnings without worrying about extra costs.
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What is the annual fee for the Discover It Cash Back Card?
This card has no annual fee.
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How does the first-year Cash Back Match work?
Discover matches all the cash back you earn in your first year, effectively doubling your rewards.
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What are the 5% cash back categories?
The 5% categories rotate each quarter and include options like gas stations, restaurants, and grocery stores.
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Does the card have foreign transaction fees?
No, there are no foreign transaction fees on this card.
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Is there a cap on 5% cash back earnings?
Yes, the 5% cash back applies to the first $1,500 spent in rotating categories each quarter.
How to Apply for the Discover It Cash Back Card
Applying for the Discover It Cash Back Card is easy. Fill out your information online, and Discover typically provides an approval decision within minutes.