Advertiser Disclosure

Happen Place is a free, independent information platform about credit cards, loans and everyday money topics in the United States, published and operated by SELECT TECH, LLC (EIN 30-1402370). To keep our content free for readers, we generate revenue through programmatic display advertising and through referral or affiliate commissions.

How We Earn Money

  • Display Advertising: We show automated advertisements managed by third-party advertising networks, including Google. Ads are served algorithmically based on contextual factors. Happen Place does not directly produce, manage or endorse the specific third-party products shown in these ad units.
  • Referral and Affiliate Commissions: Some links lead to a provider’s website. If you click a link and apply or are approved, we may earn a commission at no additional cost to you. Compensation does not change the rates, fees or terms we report for a product.

Editorial Independence

Our content is written from the providers’ official information and is independent of our advertising. Advertisers have no editorial control over our content or conclusions. If we add a paid or partner placement, we will label it clearly.

Advertising Cookies

Third-party vendors, including Google, use cookies and similar technologies to serve ads based on your prior visits to this website or other websites. You can opt out of personalized advertising in Google Ads Settings (google.com/settings/ads), manage preferences for many networks at aboutads.info, or block cookies in your browser settings at any time.

Disclaimers

  • Not a Lender or Adviser: Happen Place is not a lender, a bank or a financial adviser, and does not make credit decisions. Final approval, pricing and terms are always determined by the provider you choose.
  • Verification of Information: Rates, fees, terms and availability are set by each provider and change often. Always confirm the details with the provider before you apply.
  • No Upfront Fees: Happen Place will never ask you for money, a deposit or a release fee to present, approve or guarantee a loan or credit card. If someone asks you to pay in our name, do not pay and tell us.

Legal and Operating Entity

Happen Place is published and operated by SELECT TECH, LLC (EIN 30-1402370).

Contact

Questions about this advertiser disclosure or about the ads shown on the site: [email protected].