LEARN MORE ABOUT THIS CARD – 4

Discover it® Cash Back Card

Earn Big with the Discover it® Cash Back Card

By: Happen Place

The Discover it® Cash Back Card is a top-tier rewards card, offering a rotating 5% cashback on various spending categories each quarter, such as gas stations, groceries, restaurants, and online shopping (up to the quarterly maximum, after enrollment), plus 1% cashback on all other purchases. One of its standout features is the Cashback Match, where Discover matches all the cashback you’ve earned at the end of your first year automatically—effectively doubling your rewards for new cardholders. With no annual fee and a suite of helpful tools to manage your credit, the Discover it® Cash Back Card is perfect for individuals looking to maximize rewards while keeping costs low.

thumb_up Discover the Benefits of the Discover it® Cash Back Card

The Discover it® Cash Back Card is packed with benefits that make it a favorite among cashback enthusiasts. Key perks include:
  • done 5% Cashback on Rotating Categories
  • done 1% Cashback on All Other Purchases
  • done Cashback Match
  • done No Annual Fee

thumb_down Understand the Downsides of the Discover it® Cash Back Card

While the Discover it® Cash Back Card is a great option for many, there are a few drawbacks to keep in mind:
  • close Rotating Categories Require Activation
  • close Quarterly Spending Limit
  • close Limited International Acceptance

help How to Apply for the Discover it® Cash Back Card

Applying for the Discover it® Cash Back Card is a straightforward process that can be completed online. Follow these steps to get started:
  1. Go to the Discover website.
  2. Navigate to the Discover it® Cash Back Card page and click “Apply Now.”
  3. Fill out your personal information, including your name, income, and Social Security number.
  4. Review the terms and conditions before submitting your application.
  5. Submit the application and wait for approval.
  6. Once approved, you will receive your card by mail within 7-10 business days and can start using it.
The Discover it® Cash Back Card is an excellent choice for those who want to earn high cashback rates in rotating categories. With 5% cashback on purchases like groceries, gas, and dining, and unlimited 1% cashback on everything else, it’s a rewarding card for everyday use. The Cashback Match feature, where Discover automatically doubles all the cashback you earn in your first year, makes it especially appealing for new cardholders. However, the rotating categories require activation each quarter, and there are caps on the 5% cashback earnings. Overall, it’s a great no-annual-fee card for individuals looking to maximize cashback rewards in a variety of spending categories.
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