FOUR CARD OPTIONS
Choose the card that best suits your needs and enjoy all the advantages and benefits they have to offer!
By: Clique Útil
These four card options cater to diverse consumer needs with a variety of benefits. Whether you seek cashback rewards, travel perks, low interest rates, or specialized rewards, there’s a card for you. With features like purchase protection and fraud prevention, these cards offer convenience and peace of mind.
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What is the difference between a credit card and a debit card?
A credit card allows you to make purchases using credit provided by the card issuer. You are essentially borrowing money that you will need to pay back later, usually by the end of the month. Meanwhile, a debit card is linked to your bank account and allows you to spend only the money you have in your account. Purchases with a debit card are deducted directly from your bank balance.
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How can I avoid debt with my credit card?
To avoid excessive debt with your credit card, it's important to follow some healthy practices. First, spend within your means and don't spend more than you can afford to pay back at the end of the month. Always make timely payments, and if possible, pay the full balance to avoid interest. Additionally, it's helpful to create a budget and track your spending regularly to ensure you're not exceeding your finances.
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What are the additional benefits of having a credit card?
Credit cards often come with a variety of additional benefits such as rewards programs offering cashback, airline miles, or points that can be redeemed for products or services. Additionally, many cards offer consumer protections such as travel insurance, fraud protection, and extended warranty on purchases. Using a credit card responsibly can also help build credit, which is important for obtaining future loans such as car financing or a mortgage.